293 Bear Cliff Drive

Nebo, NC
$ 995,000 Beds 3 Baths 3.5 Sq 4,000 Virtual Tour
Monthly Estimate* How much can I afford?

Impeccably maintained and offering 4,000 square feet of living space, this exceptional home in the gated Bear Cliff community at Lake James combines space, privacy, quality, and remarkable efficiency—all for $995,000. Inside, the thoughtfully designed main level welcomes you with a spacious living room featuring vaulted ceilings and an inviting, elevated feel. The chef’s kitchen is equipped with premium appliances, including a Wolf gas cooktop, Café double oven, Sub-Zero refrigerator, and stainless steel appliances. A formal dining room and separate breakfast area provide plenty of space for everyday living and entertaining. The generously sized primary suite offers a private retreat with a beautifully appointed bathroom featuring vaulted ceilings and heated tile floors, plus a custom walk-in closet. Two additional bedrooms share a Jack-and-Jill bathroom, while a separate den provides the perfect home office, library, or additional sitting room. Main-level laundry adds everyday convenience. Downstairs offers incredible flexibility and could easily function as a second living area, with another full bathroom, living room, workout area, movie room, office, bedroom space, and additional flex areas. A 500-bottle wine cellar creates a unique entertaining feature, while nearly 800 square feet of unfinished space provides exceptional storage or workshop potential. The main-level nearly 500 square-foot garage offers even more room for vehicles, equipment, and hobbies. Outside, 2.13 private, wooded acres create the peaceful mountain setting Bear Cliff is known for. A beautiful circular drive, thoughtfully designed landscaping, and abundant parking welcome you home, while winter brings long-range mountain views through the trees. An RV hookup and plenty of room for boat parking make the property especially well suited for the Lake James lifestyle. Enjoy morning coffee on the wraparound deck, evenings on the screened-in porch, or head to Bear Cliff Marina—approximately five minutes away by golf cart—for convenient access to Lake James and additional boat and RV parking. Efficiency and reliability set this home apart. An owned 12 kW solar system offsets approximately 85% of annual electricity usage, complemented by a whole-house generator, two underground 500-gallon propane tanks, and lightning protection for the roof and solar system. Quiet and private while remaining conveniently accessible to Morganton, Marion, Hickory, and Charlotte, this property offers an impressive combination of 4,000+ square feet, 2.13 acres, mountain views, lake access, abundant storage, and exceptional efficiency within one of the Lake James area's beautiful gated communities.

Single Family

  • Price
  • $ 995,000
  • City
  • Nebo
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • MCDOWELL
  • Half Bathrooms
  • 1
  • Area
  • McDowell County
  • Lot Size
  • 2.13 Acres
  • Zip
  • 28761
  • Sqr Footage
  • 4,000
  • Year Built
  • 2008
  • Style
  • MLS#
  • 4419000
Listed By: Chase Gray Realty LLC; madelinepollardrealestate@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 4000
Sewer Septic Installed
Heating Heat Pump
Cooling Central Air,Heat Pump
Utilities Propane,Solar
Roof Architectural Shingle
Appliances Bar Fridge,Dishwasher,Double Oven,Exhaust Hood,Gas Cooktop,Microwave,Refrigerator,Tankless Water Heater,Washer/Dryer,Wine Refrigerator
HOA Fee 400
Garage Spaces 2
Patio/Porch Features Balcony,Covered,Deck,Rear Porch,Screened
Construction Materials Hardboard Siding,Stone Veneer
Year Built 2008
View Long Range,Mountain(s)
Levels One
Property Subtype Single Family Residence
Parcel Number 172400334788
Assoc Fee Paid Per Annually
County McDowell
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Bear Cliff
Garage Y/N Yes
Full Baths 3
High School Unspecified
City Nebo
Association Name Bear Cliff HOA/Robin Cole
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Building,Livestock Restriction,Manufactured Home Not Allowed,Modular Not Allowed
Tax Assessed Value 901980
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Breakfast Bar,Kitchen Island,Storage,Walk-In Closet(s)
Basement Basement Shop,Exterior Entry,Full,Interior Entry,Partially Finished,Storage Space,Walk-Out Access
Flooring Tile,Wood
Fireplace Features Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2435
Half Baths 1
Laundry Features Laundry Room,Main Level
Total Bedrooms 3
Below Grade Finished Area 1565
Total Baths 4
SqFt Main 2435
SqFt Garage 467
Bedroom 3

Exterior Features

Parking Features Circular Driveway,Driveway,Attached Garage,Parking Space(s),RV Access/Parking
Lot Features Corner Lot,Wooded,Views
Water Source Well
Lot Size Area 2.13
Foundation Details Basement
Road Surface Type Concrete,Paved
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

8/28/2026 Listed $995,000

Property vs Zip Code Average in 28761

Price
AVG $1.06M
$1,000K
Year Built
AVG 2006
2008
Visits
AVG 261
25
Data Provided by Inside Real Estate®

293 Bear Cliff Drive Nebo, NC is a Single Family Home for sale at $995000 with 4000 sqft and a lot size of 2.13 Acres Acre(s). 293 Bear Cliff Drive Nebo has 3 bedrooms, 3 baths and was built in 2008. The property's zip code is 28761 which is in Nebo, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.