207 Lake Crest Drive # 11

Nebo, NC
$ 925,000 Beds 3 Baths 3 Sq 2,504
Monthly Estimate* How much can I afford?

Above Lake James in Bear Cliff, 207 Lake Crest Drive was built in 2022 around a single idea: live on one level with the view in front of you. The main house holds 2,180 heated square feet — three bedrooms, two baths, and a great room under a vaulted ceiling with a stone wood-burning fireplace and French doors to a covered porch that looks across the water to the mountains, in every season. The kitchen runs on hickory cabinetry, granite counters, a gas range under a wood hood, an island that seats four, and a butler's pantry behind a barn door. The primary suite has its own view, a soaking tub, a walk-in tile shower, and a double vanity. Laundry and mud room are on the main level, as is everything else. Evenings end on the porch, watching the sunset over the lake. Beside the detached garage, a 324-square-foot guest suite with full bath, kitchenette, sitting area, and private entrance gives visitors, work, or a studio a place of its own. Four garage bays hold the boat, the truck, and the workshop. Whole-house generator, tankless hot water, underground utilities, well and septic, and a concrete drive on 1.44 quiet acres along a paved private road. Bear Cliff is a lake-access community with a beach on Lake James; the state park, the marina, and its waterfront dining are minutes away, Asheville is about an hour, and Charlotte is under two. The adjoining 1.48-acre lot is also available. For the buyer who has priced a build at the lake, this is the finished version — and it is ready now.

Single Family

  • Price
  • $ 925,000
  • City
  • Nebo
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • MCDOWELL
  • Half Bathrooms
  • 0
  • Area
  • McDowell County
  • Lot Size
  • 1.44 Acres
  • Zip
  • 28761
  • Sqr Footage
  • 2,504
  • Year Built
  • 2022
  • Style
  • Ranch
  • MLS#
  • 4365353
Listed By: Carolina Mountain Sales; jacquerealestate@yahoo.com
Data Source: Canopy MLS

Features

General

Living Area 2180
Sewer Septic Installed
Heating Heat Pump
Cooling Heat Pump
Utilities Underground Power Lines,Underground Utilities
Roof Architectural Shingle
Appliances Dishwasher,Gas Oven,Refrigerator with Ice Maker,Tankless Water Heater,Washer/Dryer
Development Status Completed
HOA Fee 400
Garage Spaces 4
Patio/Porch Features Covered,Front Porch,Rear Porch
Architectural Style Ranch
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Hardboard Siding
Year Built 2022
View Mountain(s),Water,Year Round
Levels One
Unit Number 11
Property Subtype Single Family Residence
Parcel Number 1724-00-22-3516
Waterfront Features Beach - Public
Community Features Lake Access
Assoc Fee Paid Per Annually
County McDowell
New Construction Yes
Property Type Residential
HOA Yes
Subdivision Name Bear Cliff
Garage Y/N Yes
Full Baths 3
High School McDowell
City Nebo
Body of Water Lake James
Association Name Bear Cliff HOA
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School North Cove
Middle/Junior High School West McDowell
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Building,Deed,Manufactured Home Not Allowed,Modular Not Allowed
Tax Assessed Value 997690

Interior Features

Flooring Carpet,Tile,Other - See Remarks
Fireplace Features Living Room,Wood Burning
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 2180
Laundry Features Mud Room,Inside,Laundry Room,Main Level
Total Bedrooms 3
Total Baths 3
SqFt Main 2180
Bedroom 3

Exterior Features

Parking Features Driveway,Attached Garage,Detached Garage,Garage Door Opener
Lot Features Sloped,Views
Water Source Well
Lot Size Area 1.44
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Other Equipment Fuel Tank - Leased,Generator,Generator Hookup
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School North Cove Elementary School
Middle School West McDowell Middle School
High School McDowell High School

Price History

4/7/2026 Listed $1,189,000
6/20/2026 5% - $1,139,000
7/28/2026 4% - $1,099,000
9/4/2026 16% - $925,000

Property vs Zip Code Average in 28761

Price
AVG $1.07M
$930K
Year Built
AVG 2006
2022
Visits
AVG 277
397
Data Provided by Inside Real Estate®

207 Lake Crest Drive # 11 Nebo, NC is a Single Family Home for sale at $925000 with 2504 sqft and a lot size of 1.44 Acres Acre(s). 207 Lake Crest Drive # 11 Nebo has 3 bedrooms, 3 baths and was built in 2022. The property's zip code is 28761 which is in Nebo, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.