8137 Rowe Street

Catawba, NC
$ 850,000 Beds 3 Baths 2.5 Sq 2,600 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to your own private Lake Norman waterfront retreat! This move-in-ready home offers the rare combination of year-round deep water, a covered dock with boat slip, a private 1.29 acre waterfront setting, and a detached 3-car garage—all for under $900,000. Enjoy lake living from multiple vantage points, with beautiful water views from the spacious sunroom, covered waterfront deck, and outdoor living areas. The covered dock provides a dedicated place for your boat and easy access to the lake, making it simple to spend your days boating, fishing, swimming, or simply enjoying the water. Inside, the home offers 3 bedrooms, 2.5 baths, a main-level primary suite, and comfortable living spaces designed to take advantage of the waterfront setting. The finished sunroom provides additional living space and a wonderful spot to enjoy the changing seasons and lake views. Upstairs, flexible bonus and recreation spaces provide room for guests, hobbies, a home office, or a playroom. The detached 3-car garage adds an exceptional amount of utility and storage for vehicles, boats, lake equipment, recreational gear, or a workshop—an especially valuable feature for waterfront living. Numerous recent improvements provide additional peace of mind, including a new roof in 2024, new HVAC in 2025, and a 2024 replacement of the dock roof. If you've been searching for a Lake Norman property where deep water, boating access, privacy, outdoor living, and practical storage come together, this one deserves a look. Come experience the waterfront setting and see why properties offering this combination are so hard to find.

Single Family

  • Price
  • $ 850,000
  • City
  • Catawba
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CATAWBA
  • Half Bathrooms
  • 1
  • Area
  • Catawba County
  • Lot Size
  • 1.29 Acres
  • Zip
  • 28609
  • Sqr Footage
  • 2,600
  • Year Built
  • 1997
  • Style
  • Cape Cod
  • MLS#
  • 4416052
Listed By: Charity Realty; rachel@charityrealty.org
Data Source: Canopy MLS

Features

General

Living Area 2600
Sewer Septic Installed
Heating Central
Cooling Central Air
Roof Architectural Shingle
Appliances Dishwasher,Electric Range,Refrigerator
Garage Spaces 3
Patio/Porch Features Deck,Front Porch
Architectural Style Cape Cod
Construction Materials Vinyl
Year Built 1997
View Water
Levels Two
Property Subtype Single Family Residence
Parcel Number 4619011937640000 + 4619011927870000
Waterfront Features Covered structure,Dock,Pier
County Catawba
New Construction No
Property Type Residential
HOA No
Subdivision Name Old Mill
Garage Y/N Yes
Full Baths 2
High School Bandys
City Catawba
Body of Water Lake Norman
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Catawba
Middle/Junior High School Mill Creek
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Off Frame Modular
Restrictions Architectural Review
Tax Assessed Value 604100
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Flooring Carpet,Laminate,Linoleum,Vinyl
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 2600
Half Baths 1
Laundry Features Inside,Laundry Room,Main Level
Total Bedrooms 3
Total Baths 3
SqFt Main 1644
SqFt Upper 956
Bedroom 1

Exterior Features

Exterior Amenities Dock - Floating
Parking Features Driveway,Detached Garage
Lot Features Waterfront
Water Source Well
Lot Size Area 1.29
Foundation Details Crawl Space
Lot Dimensions 80x32x244x61x83x287 & 94x6x287x87x253
Road Surface Type Asphalt,Concrete,Gravel
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Catawba Elementary School
Middle School Mill Creek Middle School
High School Bandys High School

Price History

8/29/2026 Listed $850,000

Property vs Zip Code Average in 28609

Price
AVG $840K
$850K
Year Built
AVG 2010
1997
Visits
AVG 204
29
Data Provided by Inside Real Estate®

8137 Rowe Street Catawba, NC is a Single Family Home for sale at $850000 with 2600 sqft and a lot size of 1.29 Acres Acre(s). 8137 Rowe Street Catawba has 3 bedrooms, 2 baths and was built in 1997. The property's zip code is 28609 which is in Catawba, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.