Callie Lackey

345 Lower Switchback Road

Union Mills, NC
$ 489,000 Beds 3 Baths 2 Sq 1,971
Monthly Estimate* How much can I afford?

Escape to the mountains with this spacious cabin offering nearly 2,000 square feet of comfortable living space plus a full basement on 5.72 private acres. Though it's just a short distance from the community entrance you will enjoy long-range mountain views stretching as far as Crowders Mountain while relaxing on the expansive wraparound deck that surrounds the main level—perfect for entertaining or simply taking in the peaceful setting. Inside, the home features a spacious kitchen with a breakfast bar that opens to the main living area, creating a welcoming space for gathering with family and friends. Storage is abundant throughout the home, providing plenty of room for organization and hobbies. The partially finished basement adds incredible versatility, serving as a garage while also offering heated and cooled space that includes a dedicated office or craft room and an exceptional wood shop complete with a dust collection system—ideal for woodworking enthusiasts or anyone needing a serious workshop area. The cabin exterior was freshly stained in August 2025, and wood bee treatment is in place through December, offering added protection and peace of mind. With privacy, usable acreage, and stunning mountain views, this unique property combines mountain charm with practical space for work, hobbies, and everyday living.

Single Family

  • Price
  • $ 489,000
  • City
  • Union Mills
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • RUTHERFORD
  • Half Bathrooms
  • 0
  • Area
  • Rutherford County
  • Lot Size
  • 5.72 Acres
  • Zip
  • 28167
  • Sqr Footage
  • 1,971
  • Year Built
  • 2002
  • Style
  • Cabin
  • MLS#
  • 4356229
Listed By: 4 Seasons Homes and Land, Inc; sandycampbell.broker@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 1971
Sewer Septic Installed
Heating Electric,Heat Pump
Cooling Electric,Heat Pump
Roof Composition
Appliances Dishwasher,Electric Range,Filtration System,Refrigerator,Water Softener
Development Status Completed
HOA Fee 475
Patio/Porch Features Covered,Deck,Front Porch,Wrap Around
Architectural Style Cabin
Construction Materials Wood
Year Built 2002
View Long Range,Mountain(s),Year Round
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 1619376
Elevation 1000
Assoc Fee Paid Per Annually
County Rutherford
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Pinnacle Ridge
Garage Y/N No
Full Baths 2
High School R-S Central
City Union Mills
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Pinnacle
Middle/Junior High School RS
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Subdivision
Tax Assessed Value 401100
Listing Terms Conventional,FHA,USDA Loan,VA Loan

Interior Features

Interior Amenities Breakfast Bar,Entrance Foyer,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
Basement Basement Shop,Daylight,Exterior Entry,Full,Interior Entry,Storage Space,Unfinished
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1971
Laundry Features In Basement
Total Bedrooms 3
Total Baths 2
SqFt Main 1408
SqFt Upper 563
Bedroom 1

Exterior Features

Parking Features Driveway
Lot Features Hilly,Private,Wooded,Views
Water Source Well
Lot Size Area 5.72
Foundation Details Basement
Road Surface Type Gravel
Door Features French Doors
Road Responsibility Road Maintenance Agreement
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Pinnacle Elementary School
Middle School RS Middle School
High School R-S Central High School

Price History

3/12/2026 Listed $524,000
5/4/2026 2% - $517,000
6/26/2026 4% - $499,900
9/15/2026 3% - $489,000

Property vs Zip Code Average in 28167

Price
AVG $690K
$490K
Year Built
AVG 1987
2002
Visits
AVG 213
729
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

345 Lower Switchback Road Union Mills, NC is a Single Family Home for sale at $489000 with 1971 sqft and a lot size of 5.72 Acres Acre(s). 345 Lower Switchback Road Union Mills has 3 bedrooms, 2 baths and was built in 2002. The property's zip code is 28167 which is in Union Mills, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Callie Lackey

Callie Lackey

REALTOR®

828-502-9718

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