Callie Lackey

3446 Governors Island Drive

Denver, NC
$ 3,400,000 Beds 5 Baths 5.5 Sq 6,285
Monthly Estimate* How much can I afford?

Quietly hidden in Lake Norman is one of the most prestigious neighborhoods, Governors Island. Rare opportunity to live in this sought after location. Bridge with mature trees line the way to a gated, private island, seawall, sidewalks. Unparalleled main channel lot with over 100 feet of deep water, panoramic 180 views. Meticulously maintained home, grand foyer, open floor plan for entertainment & relaxation. Soaring ceilings, curved staircase, arched windows, hardwood floors, natural lighting. Guest suite with double doors to private balcony. Owners suite with double doors to pool and spa area with beautiful views. Tremendous bath, walk in shower, dual vanities and his and her walk in closets. Exquisite kitchen area with abundant white cabinets with granite countertops. Outdoor living with kitchen area. Heated pool/spa. Multiple covered patios. Pier, 2 docks, 2 lifts. minutes to Charlotte . Low HOA. Easy access to everything Lake Norman has to offer. No sign in yard

Single Family

  • Price
  • $ 3,400,000
  • City
  • Denver
  • Bedrooms
  • 5
  • Full Bathrooms
  • 5
  • County
  • LINCOLN
  • Half Bathrooms
  • 1
  • Area
  • Lincoln County
  • Lot Size
  • 0.52 Acres
  • Zip
  • 28037
  • Sqr Footage
  • 6,285
  • Year Built
  • 1997
  • Style
  • Georgian
  • MLS#
  • 4158875
Listed By: Southern Charm Properties; buyfromann@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 6285
Sewer County Sewer
Heating Heat Pump
Cooling Ceiling Fan(s),Central Air
Utilities Cable Available,Electricity Connected,Underground Utilities
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Double Oven,Microwave,Refrigerator
Development Status Completed
HOA Fee 484
Garage Spaces 3
Patio/Porch Features Balcony,Covered,Patio
Architectural Style Georgian
Pool Features In Ground
Security Features Intercom,Security System,Smoke Detector(s)
Construction Materials Hard Stucco
Exclusions none
Year Built 1997
View Long Range,Water,Year Round
Levels Two
Property Subtype Single Family Residence
Parcel Number 33145
Waterfront Features Boat Lift,Boat Slip (Deed),Dock,Personal Watercraft Lift,Pier
Community Features Gated,Sidewalks,Street Lights
Assoc Fee Paid Per Quarterly
County Lincoln
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Governors Island
Garage Y/N Yes
Full Baths 5
Directions Highway 16 to Left on Webbs Road,Right on Burton Lane,Follow to Gate.
High School North Lincoln
City Denver
Body of Water Lake Norman
Association Name Governors Island
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Rock Springs
Middle/Junior High School North Lincoln
Builder Name Loeffler Custom
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 3400575
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Breakfast Bar,Cable Prewire,Central Vacuum,Hot Tub,Kitchen Island,Open Floorplan,Pantry,Sauna,Walk-In Closet(s),Wet Bar,Whirlpool
Flooring Carpet,Marble,Tile,Wood
Fireplace Features Gas,Great Room
Basement (Y/N) No
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 6285
Half Baths 1
Laundry Features Electric Dryer Hookup
Total Bedrooms 5
Total Baths 6
SqFt Main 4135
SqFt Garage 761
SqFt Upper 2150
Bedroom 1

Exterior Features

Exterior Amenities Dock - Floating,Gas Grill,In-Ground Irrigation,Outdoor Kitchen
Parking Features Driveway,Attached Garage,Garage Door Opener,Garage Faces Side
Lot Features Level,Open Lot,Views,Waterfront
Water Source County Water
Lot Size Area 0.52
Foundation Details Crawl Space
Lot Dimensions 95x247xwf105x218
Road Surface Type Concrete,Paved
Other Parking Vendor and guest area parking available
Door Features Insulated Door(s)
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Rock Springs Elementary School
Middle School North Lincoln Middle School
High School North Lincoln High School

Price History

6/14/2025 Listed $4,695,000
6/14/2025 11% - $4,200,000
9/23/2025 8% - $3,890,000
4/22/2026 5% - $3,700,000
5/13/2026 6% - $3,500,000
7/14/2026 3% - $3,400,000

Property vs Zip Code Average in 28037

Price
AVG $1.03M
$3.4M
Year Built
AVG 2012
1997
Visits
AVG 249
670
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

3446 Governors Island Drive Denver, NC is a Single Family Home for sale at $3400000 with 6285 sqft and a lot size of 0.52 Acres Acre(s). 3446 Governors Island Drive Denver has 5 bedrooms, 5 baths and was built in 1997. The property's zip code is 28037 which is in Denver, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Callie Lackey

Callie Lackey

REALTOR®

828-502-9718

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